Board of Directors and Officers

Rubens Menin is Chairman of the Board of Directors of Inter&Co, as well as founder and Chairman of the Board of Directors of Banco Inter since its incorporation. Rubens also founded MRV Engenharia in 1979, where he served as Chief Executive Officer until March 2014, and is currently Chairman of its Board of Directors. He is also Chairman of the Board of Directors of LOG Commercial Properties S.A. and Urbamais Properties e Participações S.A., companies from the MRV Group. Rubens holds a degree in Civil Engineering from the Federal University of Minas Gerais – UFMG (1979).

Maria Fernanda Menin is a member of the Board of Directors of Inter&Co and Banco Inter. Maria Fernanda joined MRV Engenharia Ltda in 1997, as an intern in the Billing Department. At MRV, she held the positions of intern in the Legal Department, Legal Assistant, Coordinator of the Legal Department, Legal Superintendent and Legal Executive Manager. She was elected Chief Legal Officer of MRV in 2010, a position she held until 2019, when she was elected member of the Board of Directors. On December 23, 2019 she was elected member of the Board of Directors of Banco Inter. She holds a law degree from the Milton Campos Law School (2001) and a post- graduate degree in Economic and Business Law from FGV (2003).

José Felipe Diniz is a member of the Board of Directors of Inter&Co and Banco Inter. José Felipe is a managing partner of Santa Rosa Urbanismo and was Vice President of Communication at Sinduscon/MG from 2003 to 2005. He holds a degree in Economics from the Pontifical Catholic University of Minas Gerais (PUC/MG) (1989).

Leonardo Guimarães Corrêa is a member of the Board of Directors of Inter&Co. Leonardo served at MRV Engenharia as Chief Financial and Investor Relations Officer from 2006 to 2019. He is currently Vice Chairman of MRV’s Board of Directors and is also a member of the Board of Directors of LOG C. P. S.A., of RESIA/AHS DEVELOPMENT LLC and of NOVUS MIDIA S.A. Throughout his career, Leonardo was also a founding partner at Perfin Administração de Recursos, between 2003 and 2006, and a partner at then Banco Pactual, from 2000 to 2003. Previously, he worked for JP Morgan for 10 years, his last position being Treasurer for Brazil, and for 8 years at Lloyds Bank as Treasury Manager. He holds a degree in Economics from the Federal University of Minas Gerais – UFMG (1980) and a postgraduate degree in Finance from FGV (1986)

Cristiano Gomes is a member of the Board of Directors of Inter&Co. Cristiano joined Banco Inter in 2011 as Commercial Officer, a position he held until 2015, when he was elected a member of its Board of Directors. Before joining Banco Inter, he was Chief Financial Officer of Banco Mercantil do Brasil between 2007 and 2011, Executive Officer of Banco Interatlântico between 1994 and 1999 and Senior Foreign Trade Manager at Lloyds Bank PLC until 1990. He holds a degree in Economics from the Pontifical Catholic University of Minas Gerais (PUC-MG) (1979), with a postgraduate degree in International Relations from Mary Ward University in London (1980), and a training in Advanced Management Program from INSEAD in Fontainebleau, France (1997).

Luiz França is an independent member of the Board of Directors of Inter&Co and was an independent member of the Board of Directors of Banco Inter from 2018 to 2023. Luiz served as Head of the Investment Bank at Banco Itaú, being responsible for the areas of Capital Markets, M&A and Project Finance. Structured Banco Itaú’s Real Estate Credit area, focused on financing developers and individuals, responsible for the backoffice, products, treasury and wholesale and retail distribution. He is currently CEO of Abrainc (Brazilian Association of Real Estate Developers),  and CEO of França Participações. He holds a degree in Civil Engineering from Mackenzie University (1985).

André Maciel is an independent member of the Board of Directors of Inter&Co and was an independent member of the Board of Directors of Banco Inter from 2019 to 2023. André served as Managing Partner and Head of Brazil at Softbank Group International between 2019 and 2020. He is the founder of Volpe Capital and co-founded 30Knots, an investment fund dedicated to Venture Capital in Latin America. He served as Managing Director of J.P. Morgan, Head of Investment Banking Advisory in Brazil, responsible for covering the technology, telecommunications and media sectors in Latin America. With almost 17 years at J.P. Morgan, 7 of them in New York, André has been involved in over 200 M&A and Capital Markets transactions. He holds a degree in business administration from EAESP-FGV (2003) and is fluent in English, Portuguese and Spanish.

Antonio Kandir has served as Minister of State for Planning and Budget, Special Secretary for Economic Policy, President of the National Privatization Council, Brazilian Governor at the Inter-American Development Bank, President of the Institute of Applied Economic Research – IPEA, Congressman, Fund Advisor of Private Equity and Hedge Funds and Research Coordinator at Itaú Plano e Engenharia S.A. Kandir has also worked as Professor at the University of Campinas (UNICAMP) and at the Pontifical Catholic University of São Paulo (PUC-SP), as well as an Assistant at the University of Notre Dame in the United States. He holds a PhD and Master’s degree in Economics from the University of Campinas (UNICAMP) and a degree in Mechanical Production Engineering from the Polytechnic School of the University of São Paulo (USP). Antonio was already serving as a member of the Audit Committee of Banco Inter S.A. (a committee regulated by the Brazilian Central Bank) and will maintain this position

Todd Chapman recently retired from the US Government after 30 years as a career diplomat in the US Foreign Service. As US Ambassador to Brazil from 2020 to 2021, he advanced a broad economic, environmental and security agenda at the sixth largest US embassy in the world, coordinating assistance to more than 275,000 Americans residing in Brazil. Previously, he served as US Ambassador to Ecuador from 2016 to 2019, revitalizing bilateral relations and attracting new US investment to Ecuador. His international experience throughout the foreign service and private sector career includes positions in Afghanistan, Bolivia, Costa Rica, Mozambique, Nigeria, Saudi Arabia and Taiwan. Todd was recently admitted to the American Academy of Diplomacy in Washington D.C. He has also served as Senior Adviser to Assistant Secretary of State for Economic Affairs Keith Krach and Senior Assistant Secretary of State for the Bureau of Military-Political Affairs at the US Department of State. He is currently a Non-Resident Fellow at the Payne Institute for Public Policy and a Senior Consultant (Non-Resident) at the Center for Strategic and International Studies (CSIS). He holds a Master’s degree from the National Intelligence University and a Bachelor’s from Duke University. Fluent in both Spanish and Portuguese, Todd was serving the Company as a member of its Advisory Committee.

Claudia Prado is currently an independent director at B3 S.A. – Brasil, Bolsa, Balcão, where she is also the coordinator of the Governance and Nomination Committee, a member of the People and Remuneration Committee and the Sustainability Committee. She is also an independent member of the Board of Directors of the Social Responsibility Institute of the Hospital Sírio Libanês. Previously, Cláudia was a member of the Board of Directors, President of Latin America and coordinator of the Global Finance Committee and the Global Diversity Committee of Baker McKenzie Global Law Firm, as well as a member of the Advisory Board of TrustWomen (Thompson Reuters Foundation). She was a managing associate at Trench Rossi Watanabe Advogados, where she acted as the Latin American coordinator of M&A and private equity practice groups and as a specialized M&A lawyer in Brazil and the United States. In the third sector, she was a member of the Fiscal Council of the Sírio-Libanês Social Responsibility Institute and is currently a member of the Governance Council of B3 Social.

João Vitor Menin is the CEO of Inter&Co and Banco Inter. João Vitor has extensive experience in the financial and capital markets and has been at the forefront of the group’s main projects over the last fifteen years. He joined Banco Inter in 2004, was a member of the Board of Directors between 2005 and 2019, Executive Officer since 2008 and Chief Executive Officer since 2015. He holds a degree in Civil Engineering.

Alexandre Riccio is Senior Vice President of Retail Banking at Inter&Co and Vice President of Banking at Banco Inter. Alexandre joined Banco Inter in 2013, as Development Superintendent, having been elected Officer of the Bank in April 2015, Executive Officer of Operations and Management in December 2015 and Vice President in September 2017. In 2020 he was elected Executive Director of Febraban. Before joining Grupo Inter, he served as Consultant at The Boston Consulting Group – BCG (2011 to 2013), Operations Manager at Gerdau Ameristeel (2006 to 2010), Consultant at Falconi (2004 to 2006) and had experience as an entrepreneur in the sports food sector. He holds a degree in Civil Engineering from the Federal University of Minas Gerais – UFMG (2003), and an MBA from the Kellogg School of Management, Northwestern University – USA (2012).

Santiago Stel is Senior Vice President of Finance and Risks (CFO) at Inter&Co. Santiago joined Inter&Co as Chief Strategy and Investor Relations Officer in 2022. Previously, Santiago worked for 10 years at Morgan Stanley, in the New York office of the Investment Banking division, advising financial institutions in Latin America on M&As, debt and equity transactions in the capital market, including the IPO of Banco Inter. In addition, he worked at Barclays Capital (2011 to 2012) and Itaú (2004 to 2009). He holds a degree in Economics from the University of Buenos Aires (2005), and an MBA from Duke University (2011).

Ana Luiza is General Counsel and Chief Governance and Compliance Officer at Inter&Co and General Counsel and Chief Compliance and Ombudsman Officer at Banco Inter. Ana Luiza joined Banco Inter in October 2015, in the role of Legal and Institutional Relations and also took over the Administrative Superintendency in May 2016. In June 2017 she was appointed Legal, Ombudsman and Administrative Officer, being responsible for the human resources area of the Inter until 2019. In 2020, she took over as Compliance and Business and Products Legal Officer, also being responsible for Corporate Governance. Before joining the Inter group, she worked at Grupo Tarpon Investimentos, initially as a member of legal committees and corporate risk management committees of investees and, later, as Head of Legal at Ômega Energia (2012 to 2014), in the capital markets and M&A areas at Machado Meyer Advogados (2006 to 2012), in the capital markets and infrastructure areas at Cescon Barrieu Advogados (2002 to 2006), and as an international lawyer at Andrews Kurth law firm, in Houston – USA (2001-2002) . She holds a degree in Law from Faculdade de Direito Milton Campos (1999), and a Master of Laws (LL.M.) from the University of Houston, Texas – USA (2001), with a scholarship from the Fulbright Commission (2001).

Guilherme Ximenes de Almeida is the Chief Technology Officer at Inter&Co and Banco Inter. He joined Banco Inter in 2015 as a technology manager, responsible for solutions for digital products, and became technology officer in 2017. He served as project coordinator and IT specialist at Gol Linhas Aéreas, from 2009 to 2012, and at Smiles S.A., from 2012 to 2015. Guilherme holds a degree in Electrical Engineering, a postgraduate degree in Financial Management and is currently enrolled in the Innovation and Entrepreneurship Certificate Program at Stanford University.

Helena Caldeira is Chief Strategy and Financial Planning Officer at Inter&Co and Executive Officer of Finance at Banco Inter. Helena joined Banco Inter in 2016 as Business Development Manager, having been appointed Investor Relations and Financial Planning Superintendent in December 2017, Investor Relations Director in September 2019 and Financial and Investor Relations Director in June 2020. Before joining Banco Inter, Helena served as Fixed Income Portfolio Manager at Araújo Fontes (2009 to 2013) and New Business Advisor at Ferreira Lopes Group (2014). She holds a degree in Economics from IBMEC (2009), an MBA from the London Business School (2016) and holds the ANBIMA Managers Certification (CGA).

Priscila Salles is Chief Customer Officer at Inter&Co and Chief Customer and Retail Officer at Banco Inter. Priscila has over 10 years of experience in marketing, branding, digital strategies and customer relations. She joined Banco Inter in 2011 in the Marketing area and since 2016 has been responsible for the Marketing, Digital Sales and Customer Experience areas. In 2019, she became Marketing and CRM officer, encompassing Banco Inter’s Marketplace area. She holds a degree in Social Communication from PUC Minas (2010), is specialist in Marketing from IBMEC MG (2012), and holds a postgraduate degree in Business Management, also from IBMEC MG (2015).

Ray Chalub is Chief Operations Officer (COO) at Inter & Co. He has joined the corporation in 2015 to collaborate on products and operations for Banking and Investments. Throughout his career at Inter, Mr. Chalub has been responsible for Accounts, Pix, Payments, Open Banking, Procurement, Credit Operations, and Investments Operations. In addition, he holds an Electronics and Telecommunication Engineering Degree (2008) from PUC-Minas, an MBA in Project Management (2012) from FGV, and a Master’s Degree in Innovation (2014) from UNA.